Where we lend
Loans across Zimbabwe
Alector Microfinance lends nationwide. Our office is in Harare, and every application — wherever it comes from — is handled online and reviewed by the same team.
Our office
Visit us in Harare
Alector Microfinance, Harare
14 Nelson Mandela Avenue
Harare, Zimbabwe
Monday–Friday 08:00–16:30 · Saturday 08:00–12:00
Borrowing in HarareService areas
Borrowing where you are
Every local economy borrows differently. These pages set out what lending looks like in each city and which of our products tends to fit it. They are guides, not branch listings.
- Harare Province
Loans in Harare
Our home city and the location of our office — salary advances, working capital and micro loans.
Our office - Bulawayo Province
Loans in Bulawayo
Working capital for the country’s industrial and engineering heartland, applied for online.
Served online - Midlands Province
Loans in Gweru
Salary advances and seasonal agricultural finance for the Midlands provincial capital.
Served online - Midlands Province
Loans in Kwekwe
Short-cycle working capital for a mining and steel economy with irregular income timing.
Served online - Manicaland Province
Loans in Mutare
Trade finance for a border city, plus seasonal input loans for the Eastern Highlands.
Served online - Masvingo Province
Loans in Masvingo
Seasonal agricultural finance for a farming and cattle province, plus small first loans.
Served online - Matabeleland North Province
Loans in Victoria Falls
Working capital for a seasonal tourism economy, sized to the shoulder months.
Served online
Apply from anywhere in Zimbabwe
You do not need to be in Harare to borrow from us. Applications are submitted online and most are reviewed the same working day.
Free to apply · No hidden fees · Most applications reviewed the same working day