Salary advance loans in Zimbabwe
Chapupu Salary Advance
A short salary-backed advance that bridges the gap to payday, for anyone on a regular wage.
- Amount
- $50 – $1,500
- Rate
- from 10%
- Term
- up to 3 months
Loan products
Loan products in Zimbabwe
Four products with published rates, plus guidance on the things people most often need to borrow for. Applying is free and your limit is shown before you commit to anything.
Registered institutionRBZ-MFI-2024-017
No hidden feesEvery charge on your schedule
Same working dayMost applications reviewed
Documents stay privateSeen only by you and our staff
Compare
Which loan fits your situation?
Every product below is available nationwide and assessed by the same team. Which one is right usually follows from how you earn rather than from what you need the money for.
| Product | Best for | Amount | Rate | Term |
|---|---|---|---|---|
| Chapupu Salary Advance | A short salary-backed advance that bridges the gap to payday, for anyone on a regular wage. | $50 – $1,500 | from 10% | up to 3 months |
| Mbizi Working Capital | Short-term working capital for traders, retailers and informal SMEs who need to restock or bridge a receivable. | $200 – $5,000 | from 15% | up to 6 months |
| Zunde Agri-Input | Seasonal financing for seed, fertiliser, chemicals and livestock inputs, structured around the harvest. | $300 – $8,000 | from 18% | up to 12 months |
| Alector Starter | The entry point for borrowers with no formal credit history — small, short, and designed to build a record. | $100 – $500 | from 12% | up to 3 months |
Rates shown are published starting rates. The exact rate, every installment and the total cost of your loan appear on your repayment schedule before you accept it — see rates and fees.
Our products
Loans you can apply for today
SME and working capital loans in Zimbabwe
Mbizi Working Capital
Short-term working capital for traders, retailers and informal SMEs who need to restock or bridge a receivable.
- Amount
- $200 – $5,000
- Rate
- from 15%
- Term
- up to 6 months
Agricultural and farming input loans in Zimbabwe
Zunde Agri-Input
Seasonal financing for seed, fertiliser, chemicals and livestock inputs, structured around the harvest.
- Amount
- $300 – $8,000
- Rate
- from 18%
- Term
- up to 12 months
First-time and micro loans in Zimbabwe
Alector Starter
The entry point for borrowers with no formal credit history — small, short, and designed to build a record.
- Amount
- $100 – $500
- Rate
- from 12%
- Term
- up to 3 months
Borrowing guides
Borrowing for a specific need
Some of the most common reasons people borrow do not map onto a single product. These guides explain what we can fund, what we cannot, and which facility to use.
School fees loans in Zimbabwe
Funding a term’s fees when the invoice lands before the money does — and which Alector product to use.Read the guideVehicle and equipment finance in Zimbabwe
What we can and cannot fund when a business needs an asset — stated plainly, including when to go elsewhere.Read the guide
Not sure which loan you need?
Estimate an installment with our repayment calculator, or talk to a loan officer before you apply — there is no charge either way.
Free to apply · No hidden fees · Most applications reviewed the same working day