What documents do you need for a loan in Zimbabwe?
The full document list, what counts as proof of income if you have no payslip, and the mistakes that cost applicants a day.
Registered microfinance institution· RBZ-MFI-2024-017
Guides
Practical, plain-English guidance on borrowing money in Zimbabwe — written to be useful whether or not you ever borrow from us.
Why these exist
Most lending websites publish only sales pages, which means the questions people actually have — what counts as proof of income, why one 15% loan costs more than another, what to do when a repayment is going to be missed — go unanswered by the institutions best placed to answer them.
Two of the guides below have no commercial benefit to us at all. They are here because they are the most useful things we can publish, and because a lender that only talks when it is selling is not much of a lender.
5 guides
The full document list, what counts as proof of income if you have no payslip, and the mistakes that cost applicants a day.
Why the no-credit-history trap exists, and the practical sequence for escaping it from a standing start.
The most important question a borrower can ask about a rate — and why the same percentage can mean two different loans.
The steps that actually help when a repayment is going to be missed — and the two things that reliably make it worse.
The warning signs of advance-fee fraud, how to verify a lender is real, and what to do if you have already paid.
Keep reading
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